This map shows the ad valorem rate (the value-based part of your property tax bill) and a real example bill for 38 Bay Area cities. The figures come directly from county tax rolls for fiscal years 2024 through 2026, not from estimates, so you can see what one city actually charges next to another.
Tap a city to pull up its rate and a representative bill, compare one city against another, and send the rate straight into the true monthly cost calculator. One caveat worth knowing: rates vary by tax rate area (the county's local rate sub-zone) within a single city. Every parcel is different. So treat this as a starting point rather than a quote for a specific home.
Selling instead? See what you would keep after transfer tax and every closing cost with the seller net sheet calculator.
How Bay Area property taxes work
- California Property Tax Explained
- Mello-Roos in the Bay Area
- Buying New Construction in the Bay Area
- Multi-Family Homes in the Bay Area: multi-family owners pay the same county ad valorem rates.
- Property taxes in Dublin
- Property taxes in Clayton
- Property taxes in Tiburon
- Property taxes in Vallejo
All 38 cities in one table
| City | County | Fiscal year | Total ad valorem rate |
|---|---|---|---|
| Alameda | Alameda | 2025-26 | 1.2127% |
| Antioch | Contra Costa | 2024-25 | 1.0505% |
| Belmont | San Mateo | 2025-26 | 1.12470% |
| Brentwood | Contra Costa | 2024-25 | 1.1084% |
| Campbell | Santa Clara | 2025-26 | 1.2130% |
| Castro Valley | Alameda | 2025-26 | 1.1800% |
| Clayton | Contra Costa | 2024-25 | 1.0992% |
| Concord | Contra Costa | 2024-25 | 1.0992% |
| Danville | Contra Costa | 2024-25 | 1.0824% |
| Dublin | Alameda | 2025-26 | 1.2385%derived from a county bill |
| East Palo Alto | San Mateo | 2025-26 | 1.11910% |
| Foster City | San Mateo | 2025-26 | 1.14560% |
| Fremont | Alameda | 2025-26 | 1.1741% |
| Hayward | Alameda | 2025-26 | 1.1724% |
| Livermore | Alameda | 2025-26 | 1.1325% |
| Los Gatos | Santa Clara | 2025-26 | 1.1950% |
| Martinez | Contra Costa | 2024-25 | 1.1224% |
| Menlo Park | San Mateo | 2025-26 | 1.09580% |
| Mountain View | Santa Clara | 2025-26 | 1.1560% |
| Newark | Alameda | 2025-26 | 1.1492% |
| Oakland | Alameda | 2025-26 | 1.2779% |
| Pacifica | San Mateo | 2025-26 | 1.17740% |
| Palo Alto | Santa Clara | 2025-26 | 1.1975% |
| Pleasant Hill | Contra Costa | 2024-25 | 1.1131% |
| Pleasanton | Alameda | 2025-26 | 1.1694% |
| Redwood City | San Mateo | 2025-26 | 1.09410% |
| San Francisco | San Francisco | 2025-26 | 1.18268325% |
| San Jose | Santa Clara | 2025-26 | 1.2592% |
| San Mateo | San Mateo | 2025-26 | 1.12010% |
| San Ramon | Contra Costa | 2024-25 | 1.0824%derived from a county bill |
| Santa Clara | Santa Clara | 2025-26 | 1.1786% |
| Saratoga | Santa Clara | 2025-26 | 1.2254% |
| Sunnyvale | Santa Clara | 2025-26 | 1.1691% |
| Tiburon | Marin | 2025-26 | 1.20%effective rate |
| Union City | Alameda | 2025-26 | 1.2621% |
| Vacaville | Solano | 2025-26 | 1.18%effective rate |
| Vallejo | Solano | 2025-26 | 1.43%effective rate |
| Walnut Creek | Contra Costa | 2024-25 | 1.0992% |