30+ honest answers to Bay Area real estate questions: buyer's agent costs, CalHFA Dream for All, ADU red flags, escrow timing, the NAR settlement, and how to choose a Russian-speaking agent.
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How much agents really cost after the 2024 NAR settlement, what a buyer's agent actually does, escrow timelines, what to sign and what not to.
CalHFA Dream for All, Forgivable Equity Builder Loan, foreign-national mortgage programs for recent immigrants, eligibility and timing.
ADU red flags (with a real $100K-saved Campbell case study), inspection issues by housing era, listing-agent red flags, off-market access.